Fix the roof, refresh the kitchen, add a deck, or tackle a punch-list with a competitive, fixed-rate personal loan from Bellwether.
Receive your funds as soon as the same day you sign.
Borrow what you need, from $500 up to $50,000.
Lock in a fixed, predictable monthly payment.
Let us calculate your monthly payment on your personal home improvement loan.
Every home is unique - and so are your project needs. With Bellwether's Home Improvement Loan you can cover repairs and upgrades at a competitive fixed rate.
Bundle contractor labor, materials, and permits into one predictable payment.
Fixed rate, fixed term, and no prepayment penalties.
Fast approvals with local decisioning and dedicated loan specialists.
Wondering how much to borrow? Here’s a sample breakdown of how members use our home improvement loans. A single, easy-to-manage loan helps simplify your finances and preserve your savings.
| Expense | Estimated Cost | Example Loan Use |
|---|---|---|
| Kitchen Refresh (cabinets, counters) | $8,000 | Covered |
| Bathroom Update (fixtures, tile) | $3,000 | Covered |
| Roof Repair / Exterior Work | $1,500 | Covered |
| Permits / Contingency | $1,000 | Covered |
| Total | $13,500 | — |
The rate was the best of many institutions. Great customer service and everything taken care of without a trip.
If you are looking for a community based, highly professional, well-rounded staff with all the answers, look no further! I have learned so much from them and will continue to use them as a resource for years to come.
I have had loans with Bellwether for 10+ years and find the folks there to be very helpful, friendly, and professional.
Bellwether provided a simple and convenient loan process. There is nothing like local service!
I got a loan from Bellwether a few years ago and they are the absolute best! They don't rip you off like some that I know! If I ever need a loan again I'll be going back to them!
I showed up rudely close to the end of business on a Friday to sign loan documents. The staff stayed late and were super helpful in keeping my weekend schedule intact. Thank you thank you!
*Example chart shows payments calculated with a 12.50% APR fixed rate personal loan with a 42-month term. Lowest rates are reserved for qualified borrowers. Your actual rate will be determined by your creditworthiness and ability to repay. Rates are subject to change at any time. For personal loans, other rates and terms are available. Please call 1-866-996-9828 for more details. All personal loans are subject to credit approval.
*Example chart shows payments calculated with a 12.50% APR fixed rate personal loan with a 42-month term. Lowest rates are reserved for qualified borrowers. Your actual rate will be determined by your creditworthiness and ability to repay. Rates are subject to change at any time. For personal loans, other rates and terms are available. Please call 1-866-996-9828 for more details. All personal loans are subject to credit approval.
Bellwether offers personal loans for home improvement expenses to anyone living or working in New Hampshire or Essex/Middlesex Counties, Massachusetts.
Expenses may include kitchen and bath updates, roof and exterior repairs, HVAC or energy upgrades, flooring, painting, and more.
From $500 to $50,000 depending on your credit and eligibility.
Many members receive their funds the same day they sign their loan documents.
No. This is an unsecured personal loan, no collateral is required.
When you submit your application, we will request your full credit report from one or more credit bureaus, which is considered a hard credit pull.
